EmpowerFin Pathways

Your Trusted Partner in NPCI Licensing and Fintech Compliance.

From TPAP licensing to co-branded card partnerships, we simplify complex regulatory journeys—so you can focus on building what matters. At EmpowerFin, we’re not just consultants we’re collaborators in building the next wave of financial convenience and trust.

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Understanding the TPAP License

Third Party Application Providers (TPAPs) are authorized entities that partner with banks to offer UPI-based payment services. At EmpowerFin Pathways, we provide complete guidance to help you understand, apply for, and secure your TPAP license under NPCI’s framework.

The Role of NPCI

The National Payments Corporation of India (NPCI) governs the Unified Payments Interface (UPI) ecosystem. As the regulatory backbone, NPCI ensures secure, interoperable, and compliant operations for all TPAPs. EmpowerFin Pathways bridges the gap between your business vision and NPCI’s stringent requirements.

Who Can Apply for a TPAP License?

We assess your business structure, operational model, and compliance readiness to ensure you meet NPCI’s eligibility benchmarks. Whether you’re a fintech startup or an established financial institution, we tailor the pathway to your profile.

Unlock New Opportunities

  • Enable seamless UPI integration
  • Build trust through compliance
  • Expand digital payment capabilities
  • Access to co-branding and API partnerships

Is a TPAP License Required for Your Business?

If your business facilitates UPI payments or partners with banks to provide digital transaction services, obtaining a TPAP license is essential for lawful and secure operations. We’ll help you assess your regulatory requirements.

Step-by-Step TPAP Licensing with EmpowerFin Pathways

We provide end-to-end assistance—from consultation to completion.

  1. Stage 1 – Connect With Us
    Schedule your initial consultation to discuss business needs and eligibility.
  2. Stage 2 – Process & Documentation
    We outline the complete process and required compliance structure.
  3. Stage 3 – Share Your Documents
    Securely submit your verified documents for our expert review.
  4. Stage 4 – Processing & Update
    We coordinate with NPCI and banking partners, keeping you informed throughout.
  5. Stage 5 – Successful Completion
    Obtain your TPAP license and begin operations with full regulatory compliance.

Essential Documentation

  • Company Incorporation Certificate
  • Board Resolution
  • Business Model Document
  • Compliance & Risk Assessment Report
  • Financial Statements
  • Banking Partner Details

Expand Your Reach with Co-Branded Credit Cards

EmpowerFin Pathways also supports fintechs and NBFCs in structuring, negotiating, and launching co-branded credit card programs with leading banks. Our experts handle everything—from RBI guidelines to partner coordination—ensuring a smooth go-to-market experience.

Explore Co-Branding Solutions

Empower Your Fintech Journey

With our deep understanding of NPCI frameworks and financial regulations, EmpowerFin Pathways transforms compliance into opportunity. Let’s build your fintech future—securely, efficiently, and confidently.

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Connect with EmpowerFin Pathways

Send us an email at CEO@EMPOWERFINPATHWAYS.COM or call +91 9146577933.